Mobile Telematics Contributory Database

The Future of Driving Data Is Here

A carrier-powered exchange for mobile telematics — consent-first and driver-focused.

Driven’s Mobile Telematics Contributory Database is the industry’s first mobile-first telematics exchange. Designed for insurers, MGAs, and telematics vendors, Driven aggregates behavioral driving data across platforms, transforms it into standardized insights, and makes it available at quote, renewal, or claim — all with full driver transparency and control.

Key Benefits

• Unified Risk Scoring: Every driver gets a DrivingScore™ based on real behavioral data — not just credit proxies or proxies.
  
• Consent-Based Sharing: Drivers opt in and control which carriers can view their data.
  
• Plug into Any Stack: Compatible with major vendors like CMT, Arity, and LexisNexis, plus SDK for your app.
  
• Driver Portal & App: Users can access their scores and revoke or grant permissions at any time.
  
• Carrier Intelligence: Access benchmarking, risk segmentation, and historical performance by cohort.
  
• Improves Profitability: Reduce loss ratios, segment risk more precisely, and price smarter.
  

How It Works

1. Telematics data is contributed by carriers, apps, or SDK partners.
   
2. Data is standardized and scored using Driven’s normalization engine.
   
3. Drivers are notified and may view or manage their DrivingScore™.
   
4. Participating carriers can query records with driver consent and receive normalized data based on their current filings and programs
   
5. Driven provides predictive risk data, insights, and market-wide analytics.
   

Why It Matters

• Make real-time decisions based on actual driving behavior, not assumptions.
  
• Engage your policyholders in a modern, transparent way.
  
• Join a growing data-sharing network that rewards contribution.