Contributory Databases

Turning Shared Data into Smarter Insurance

At Driven, we believe the future of underwriting, rating, and claims isn’t about hoarding data — it’s about sharing it, responsibly. That’s why we’ve built the industry’s first dual-platform contributory database system for Motor Vehicle Records (MVRs) and Mobile Telematics.

These secure, permission-based networks allow insurance carriers to contribute, access, and benefit from the same data — in real time — while giving consumers visibility and control over their information.

Proof: MVR Contributory Database

Smarter MVR Access. DPPA Compliant. Driver Friendly.

Driven’s MVR Contributory Database helps carriers eliminate redundant costs by accessing motor vehicle records already retrieved by others in the network. Every transaction is DPPA-compliant, fully auditable, and consumer-transparent.

• Real-time MVR record exchange
  
• Sensitive data redacted (photos, SSNs, medical info)
  
• Immutable 5-year audit logs
  
• Discounts for contributors
  
• Driver notifications and portal access

Explore Proof - The MVR Database

Driven: Mobile Telematics Contributory Database

The First Mobile-First Driving Behavior Exchange

Driven collects and standardizes mobile telematics data — from any existing carrier telematics program — and converts it into a universal DrivingScore™ making it accessible at quote, renewal, or claims. All sharing is based on user consent, with clear visibility for both drivers and carriers.

• Compatible with major vendors (CMT, Arity, LexisNexis)
  
• Consent-based driver control
  
• DrivingScore™ for every contributor
  
• Normalized real-time bilateral data integrations so carrier doesn’t have to file new rates
  
• Revenue-sharing and tiered access for carriers
  

Explore Driven - The Mobile Telematics Database

Built on Trust, Compliance & Transparency

• Fully aligned with 18 U.S. Code § 2721 (DPPA) and FCRA guidelines
  
• Driver-first design: Every driver has access to their own data
  
• Secure APIs and SDKs built for scale and simplicity
  
• Carrier advisory council ensures the databases evolve with real-world needs
  

Ready to Connect?

Whether you’re a national carrier, a startup MGA, or a fleet program with a vision, Driven’s contributory database platform is designed to give you more value, deeper insight, and smarter data — without going it alone.

Let’s build the future of insurance, together.

Schedule a Demo